Medical Insurance

Protect What Matters Most with Health Insurance

Your health is your greatest asset. Our health insurance plans provide financial protection against unexpected medical expenses. Whether you are an individual, family or employer, we offer a wide range of financial solutions tailored to meet your needs. Get peace of mind knowing you are covered – because your well-being shouldn’t be left to chance!

Total Protection

Stay protected against accidents, damages, and liabilities with our comprehensive insurance.

Roadside Assistance

Count on us for prompt towing, tire changes, jump-starts, fuel delivery, and locksmith services.

Peace of Mind

Policies Tailored to Your Needs. Customize your coverage with flexible options and enjoy worry-free driving.

Auto Plus

Premiums are paid for life and the sum assured is paid to the named beneficiary , Policyholders can borrow up to 90% of the cash value of the policy , Policy can be used as collateral

Roadside Assistance

It’s almost inevitable getting car trouble – so you do what you can to avoid it. However, if your car decides to take a nap, consider taking advantage of our AUTOPLUS Roadside Assistance program.

What’s included?

Roadside Assistance exists for your peace of mind. Once you purchase an Auto policy with us, the service is available Mon – Fri 7:00 AM to 6:00 PM and on Sat 8:00 AM to 4:00 PM. Call 481-7888 at any time during the operational hours. Our representative will be dispatched to professionally assist you

Auto Plus Includes

whenever your vehicle is in an accident and it cannot be driven, we can arrange for it to be towed from the scene to anywhere on the Island.
No need to panic if you have a flat. Our professional can put the spare tire on your vehicle and have you back on the road in quick time.
Call us if your battery fails. Service will be right at the scene to help you get on your way.
If your vehicle overheats or runs out of fuel, you can have the required fuel or fluids delivered directly to your vehicle. Your comfort is our concern and you pay only for the cost of the fuel or fluids. Delivery and service is Free.
Keys lost, stolen or accidentally locked inside your vehicle? We can arrange for qualified personnel to render assistance. You pay only for the cost of the replacement keys or any other service provided by the locksmith.

Motor 5 R's Conditions

If within twelve (12) months of the policy cover the vehicle is twelve (12) months old, or considered a new vehicle, and an accident occurs causing the vehicle to be a totalled, the Corporation will replace, or pay in cash the sum insured of the policy.

Within eighteen (18) months of the policy cover and an accident occurs giving rise to a claim for repairs the parts to be replaced would not be subject to depreciation.

Within twelve (12) months of the policy cover and an accident occurs giving rise to a claim and the vehicle is rendered a total loss the un-used portion of the cover will be reinstated by the Corporation and the insured will pay the pro-rata portion of the premium to extend the cover to twelve (12) months on the reinstatement of policy cover.

Within twelve (12) months of the policy cover and an accident occurs giving rise to a claim whether it is repairs or total loss to the vehicle the No Claim Discount attained will be reinstated to the policy on a one (1) time basis only.

If at any time during our Comprehensive motor coverage an accident occurs giving rise to a claim and the vehicle is unable to be driven, the Corporation will compensate the insured or bear the cost of towing.

Commercial Motor Insurance

If you use a taxi, minibus, HGV, truck, lorry, van or even fleet of vehicles for your business, then you will need commercial motor insurance, which is the collective name for all of these individual types of insurance cover involving vehicles used for commercial purposes.

Contractor's Equipment

Covers damages against risk of Fire and other perils, accidental damages, and Third Party Liability.

Headquarters address:

P.O. Box 290
Redcliffe Street
St John's, Antigua

Call for help:

Tel: 268-481-7800/1/2/3/4
Tel: 268-481-7880 (Ebenezer Branch)
Fax: 481-7860

Mail for information:

Email: info@siclfinancial.com

    Get a quotation or Ask a question