Health Insurance

Health Insurance provides coverage to an Insured, as a result of illness or bodily injury. A severe illness, or a number of minor ones in a short period, can wreck the family budget and create a financial burden.

At State Insurance Company Limited we offer Individual Health Insurance and Group Medical/ Life Insurance Policies to assist you in those times of need.

Individual Health

The Individual Health Policy is sold on an individual basis, with or without Vision and Dental. The Vision and Dental riders are additional enhancements to the policy that are paid according to the schedule of benefits enclosed in the policy. This policy entails Major Medical Benefits.

Group Health/Life

A Group Health Insurance Policy is a contract with an employer, other group or organization that covers a Group of Persons identified as individual group. The minimum to start a group is ten (10) persons. Vision and Dental cover can be obtained as additional enhancements that are paid according to the schedule of benefits. It also carries major medical benefits.

Term Life With Bonus

The difference between this policy and a regular Term Life is that at the end of the specified number of years, while policy is still in force, you will receive up to 25% of the total premium as a bonus.

20-Pay Life

Policies carry a Payment Life of 20 years only! Policyholders can receive a maximum of 25% of the sum assured up to 15 years after the 20th year!

Policy remains in force after the paying period as a fully paid up policy!

The remaining 75% of the Sum assured is paid to the named Beneficiary on the death of the Insured.

State Your Claim

This plan offers protection to the insured up to their 65th birthday.

Issue age range from 20—60 years.

If the policyholder is alive and the policy is in force at the expiry date of the contract, 25% of the total premium is paid as a bonus $10,000.

If the insured dies prior to their 65th birthday while the policy is in force, the Sum Assured is paid as a death benefit to their beneficiary.

This term plan can also be used as collateral at the bank when seeking a mortgage

20-Pay Funeral Grant Plus

Premiums are payable for twenty (20) years with a very small monthly premium. Sums assured range between $30,000 and $50,000. This policy is available to persons within the age range of 25 to 65 years old.

With the gradual increase in the cost of funeral expenses please consider this issue seriously; do not leave any burden or financial strain on your loved ones.

Need any assistance?

We’re here to assist you in finding the right coverage to meet your needs and provide financial security for you and your loved ones.

Headquarters Address:

P.O. Box 290
Redcliffe Street
St John's, Antigua

Call for help:

Tel: 268-481-7800/1/2/3/4
Tel: 268-481-7880 (Ebenezer Branch)
Fax: 481-7860

Mail for information:

Email: info@siclfinancial.com

Health Insurance