About Us
State Insurance Company Limited (SICL) has earned its reputation as one of Antigua & Barbuda’s most reliable and progressive insurance providers, with a proud history spanning over four decades. Established in 1977 with an initial government-backed investment of EC $100,000, SICL began as a government department and quickly outgrew its original structure. In response to its rapid development, the State Insurance Corporation Act of 1985 was enacted, formally outlining the company’s governance and expanding its capabilities.
Today, after more than four decades of consistent growth and innovation, SICL has transitioned into a privately traded company—a bold transformation that reflects our strength, stability, and ambition for regional expansion. Our journey from a humble government initiative to a dynamic leader in the insurance industry underscores our resilience and our unwavering commitment to the people we serve.
Protecting What Matters
A Decade of Trust
Powerful Protection
Our Services
Whether you’re an individual, a family, or a business, we offer tailored insurance solutions that meet your unique needs
With decades of experience and a team of credentialed experts, we help you protect what matters most.
Let’s Secure Your Future
When you choose SICL, you’re choosing more than an insurance provider—you’re choosing a trusted partner. Whether you’re looking to protect your life, health, home, or business, we’re here to help you move forward with confidence.
Our Vision
“To become the undisputed Premier Financial Services Company in Antigua & Barbuda, offering innovative and cutting-edge financial business solutions.”
We’ve led the way with customer-first innovations, including:
- Vanishing Deductible
- First Accident Forgiveness
- Twenty Pay Life Policy
- Auto Plus Service
Our Mission
We’re building a better insurance experience through:
- Smart use of technology
- Faster, more efficient claims processing
- Maintaining transparent, consistent communication
- Listening to and acting on customer feedback
- Delivering personalized, people-first service
Our Core Values
- Trust
- Respect
- Integrity
- Communication
- Innovation
- Teamwork
These values shape every decision we make—and every promise we keep.
Rooted in Community
SICL was built by the community—and remain deeply committed to the communities that helped shape our success. Our outreach and sponsorship programs reflect our dedication to youth, education, and culture. We proudly support:
- The National Spellbound Competition – 42 years of sponsorship
- Junior Calypso Monarch – Over a decade of involvement
- The National Cadet Corps
- The National Panorama Competition
Giving back is not just a duty—it’s a privilege.
Our expert team members will assist you.
At State Insurance Company Limited (SICL), our executive team combines decades of industry expertise with visionary leadership to drive innovation, resilience, and customer-focused growth.